Risk

For John, BLUF:  I guess risk is subjective.  Nothing to see here; just move along.

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I am apparently missing something with regard to this test of one's risk taking.  In the situation you are given both $100 and a coin.  You are now $100 richer.  Put another way, a minute ago you had what you had and now, out of nowhere someone has given you $100.  You are now in a game, playing with someone else's money.  You are asking to wager that [free] $100 on the flip of a coin.  It seems to me that unless you need that extra $100 for medicine for your ailing mother or for baby's new shoes, you take the shot.

Am I wrong here?

Hat tip to the InstaPundit.

Regards  —  Cliff