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Friday, May 12, 2017

PP&ACA Not Working

For John, BLUFTransparency is missing in the area of healthcare.  Nothing to see here; just move along.

This from the Blogger, The Writer in Black, at the eponymously named The Writer in Black Blog.

This is a statistical look at how we deal with pre-existing conditions.  Here is a helpful paragraph on the Patient Protection and Affordable Care Act:

It’s not risk sharing like standard insurance.  It’s wealth transfer taking money from those who got their insurance before they had expensive medical conditions and using it to provide for those who waited.
That is it.  Insurance is about spreading unknown, but anticipated risks amongst a normal population.  The authors of the Patient Protection and Affordable Care Act assumed that young, healthy people would buy insurance, thus helping to carry the burden of the overall system.  They didn't, notwithstanding a tax on them for not having purchased health insurance.

If we need catastrophic health insurance and insurance for those with pre-existing conditions that are very expensive then we need to tax all of our citizens to fund this health care.  The PP&ACA is not a fix for this problem, as the slow but steady exit of insurance companies like Aetna shows us.

Hat tip to the InstaPundit.

Regards  —  Cliff

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